Hey! I’m Huw. I help people like you solve the money problem, so you can get on with the more important things in life.

I became financially independent in 2016, I built a 6-figure business from scratch, a stocks and shares portfolio I could live off, and a £1M property portfolio in less than 18 months.

I’ve just started a YouTube business focused around my passions – Finance, having Fun and P(F)hilosophy. My aim is to make you financially free whilst putting a smile on your face.

Follow me HERE to find out more!

It hasn’t always been sunshine and rainbows… In my 20’s, I had 5-figures worth of debt, I earned a below average salary and I lived paycheck to paycheck. My aim was to live for the weekend (PARTY!) and escape my mediocre existence, before it started again the following week.

I became overweight, battled with mental health (anxiety and panic attacks), and felt lost. I was frustrated by not knowing what to do with my life. Deep down, I knew I was capable of more.

My life turned around when I finally focused on finances. I learned about budgeting and over time, I finally cleared my debt (woohoo!). I now had savings…. what the hell was I supposed to do with the money?

I learned about investing and stumbled across the FIRE (Financial Independence Retire Early) movement, and it changed everything….

If you save 50% of your wage and invest it in Global Index Funds (@7% returns), you can retire in 15 years. If you invest 75%, you can do it in 7. What the actual!

I decided that if I didn’t know what to do with my life, I could try and become financially free by 40, and then I could do whatever I wanted. I started living with less, earning as much as I could, and investing the difference.


After several failed attempts, one of my side hustles finally took off. Within 7 months of starting, I quit my job to pursue it full time. I used all of the additional money to invest in stocks, and by 34, my investment income was covering my living expenses. I was officially financially independent.

In the following 6 years, I’ve continued to invest in myself, learn about other forms of investing (Business, Property, Cryptocurrency and even Whisky!) and expand my wealth. I say this not to brag but because I honestly can’t believe I got here, compared to where I was 10 years ago.
If I can do this, so can YOU! And here’s why….

I’ve made so many mistakes. I’ve done stupid things knowingly and unknowingly. I’ve lost money. I’ve let people down. I don’t have all the answers. I still experience self doubt and uncertainty. But, despite my many flaws, I’ve become really good at managing money and creating wealth.

I don’t know who you are, but thank you for giving me your most valuable asset, your attention. I will do my absolute best to give you a positive return on it.

What I share isn’t always easy. You’ll need to get outside your comfort zone, and face some hard truths. But, if you put in the work and keep going (no matter what!)…. the satisfaction and fulfilment you’ll experience from financial freedom is worth all the sacrifice. I promise.

Let’s work hard to achieve your financial dreams and make sure we have some fun along the way.


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